Student Health Insurance
Massachusetts state law requires all students enrolled in at least 9 qualifying credits (not enrolled exclusively in online courses or short-term courses) must either provide proof of enrollment in a medical insurance plan that meets the Commonwealth mandated guidelines OR be enrolled in the college sponsored student health plan (SHP) provided by United Health Care and administered by Insurance for Students (IFS).
According to the state regulation, comparable coverage is considered a health plan that provides comprehensive coverage, including all of the following: preventive care, emergency services, surgical services, hospitalization benefits, ambulatory patient services, and mental health services. In addition, the services covered need to be reasonably accessible to the student in the area where the student attends school. Out of state Medicaid and health insurance policies from other countries are not acceptable.
九色 has partnered with Insurance for Students to provide a qualified student health insurance program (SHP) in compliance with the minimum standards required by the state. The annual premium for 2026-2027 is $2,625.00 (coverage from August 1, 2026 through July 31, 2027). For students starting in January, rates will be posted as soon as they are available (coverage from January 1, 2027 through July 31, 2027). Costs of the plan may change from year to year.
To ensure compliance with the Massachusetts Law, all students are automatically billed for this SHP plan.
Waiving the Student Health Plan
If a student is covered by a qualified health insurance program, they may opt out of the college-sponsored plan. The student MUST log on to to submit an on-line waiver and verify their enrollment in a comparable plan by a U.S. health insurance provider by the published waiver deadline (see below). If a waiver form is not submitted and approved by the published waiver deadline the student will be enrolled in the SHP plan and the charge will be non-refundable.
No waivers will be accepted after the deadline.
Fall Semester – Waiver/Enrollment opens June 1, 2026. Waiver closes September 15, 2026.
Spring Semester – Waiver/Enrollment opens December 1, 2026. Waiver closes February 2, 2027.
The waiver page will not be accessible prior to June 1 for the fall semester or outside of the dates noted for each term.
Important: The burden of proof of participation in health insurance with comparable coverage falls on the student. By completing and submitting the insurance waiver, the student accepts responsibility for all medical and/or mental health expenses incurred should his/her own insurance prove insufficient.
Enrolling in the Student Health Plan
Students who do not have qualifying health insurance can expedite their SHP enrollment process to receive their health insurance member information sooner. If you do not complete this enrollment process, your information will not be added to the insurance plan system until after the add/drop period in September. The plan will still be effective as of August 1, 2026.
To enroll in the SHP for the 2026-2027 policy year, please click during the above noted Waiver/Enrollment dates.
To view the benefits offered: .
iMPORTANT iNFORMATION
If a student does not matriculate to the College or withdraws within the first 31 days of the coverage period, they will not be eligible for coverage under the student health insurance policy and will receive a full refund of the premium.
All International students are required to maintain the school health insurance.
To ensure compliance with the Massachusetts State Law, students are automatically billed for this Student Health Insurance Plan each year. To be eligible for coverage you must:
- Meet the enrollment requirements stated in the Insurance Information Schedule;
- Pay the required premium; and
- Attend classes for at least the first 31 days of the period for which premium has been paid.
If you have any questions or concerns, email healthservices@dean.edu.